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About PJ Home Loans

  • About PJ Home Loans

    PJ Home Loans established in 2008, as a non-banking lender who provi...

  • WHAT WE DO ?

    How are we different? Unlike other mortgage brokers in the market, PJ Hom...

About PJ Home Loans

PJ Home Loans was established in 2008 as a mortgage brokering firm. Pramoj Mohan Rajan -The Director of the PJ Home Loans has been active in this industry since 2004. Focussing on its only motto “We make your dreams come true”, PJ Home Loans has been offering its customer with all sort of mortgage solutions. Currently operating with two offices in Melbourne, PJ Home Loans has been extending its support to more and more customers every day. All of PJ Home Loans brokers have been handpicked and trained to meet the specific demands of each and every client.

 

PJ Home Loans currently has access to over 20 Lenders in the market and can offer a wide variety loan products based on the client needs. PJ Home Loans not only offers its customers with mortgage solutions but also offers its clients with

Accounting and Taxation Solutions 

Financial Planning 

Conveyance 

Bookkeeping 

WHAT WE DO ?

How are we different? Unlike other mortgage brokers in the market, PJ Home Loans has four major wings of lending streams

 
PJ Home Loans as Mortgage Brokers
 
Through the Brokering channel our mortgage brokers have access to over 30 lenders including the major 4 pillars in the Home Loans Market. Based on the client’s requirements, our brokers will be able to choose the most suitable lender for our clients.
 
PJ Home Loans in Non Confirming Lending
 
PJ Home Loans has a team of mortgage specialists who are experts in doing loans that the normal mortgage brokers are reluctant to do. This involves loans with
1. Adverse Credits
2. Discharged Bankruptcies 
3. ATO Debt consolidation
4. Court Actions/Judgements
5. Multiple Loan arrears 
 
PJ Home Loans in SMSF ( Self Managed Super Funds)
 
PJ Home Loans can help its customers acquire investment portfolio through their SMSF. As this is a niche market where the majors have stringent guidelines, PJ Home Loans opens access to a wide variety of lenders who are more flexible with this type of lending. PJ Home Loans provides further assistance in 
1. SMSF setup
2. Financial Planning
3. Ongoing SMSF accounts and Auditing
 
our lenders